Block Insurance - Child Care Insurance Specialist

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When the Moon Hits Your Eye It Hurts

We are referring to moonlighting. Many workers in the child care industry supplement their income with baby-sitting. These are people who have been screened by the H.R.S., have experience in dealing with children, and quite frankly can frequently use the additional income. Seems like a good idea, right? As the owner of a child care center you can find yourself dragged into a lawsuit in the blink of an eye. During working hours, your employee, Betty Sue, is talking to the parents of the children in her class and tells them she does baby-sitting on the side. Some of the parents think this is a nifty idea and begin to utilize her services. One evening a child comes to her home for baby-sitting, falls and is seriously injured. Lawyers can name you as a defendant in a suit because the agreement between your employee and the parents seemed to be condoned by your business. Here are only a few suggestions to protect yourself, add your own to this list:

Don’t allow employees to solicit baby-sitting positions while on the job
Never allow employees to take children off the center premises even if parent’s request the employee be added to the pick-up list. If you need someone else to be the bad guy, tell parent’s that your insurance company won’t let you do it
Include wording in your parent handbook that you do not condone employee’s baby-sitting enrolled children
Explain your position to your employees

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